Unify multi-branch lending, automate daily field EMI collections, enforce strict double-entry ledger bookkeeping, and eliminate delinquency with real-time portfolio intelligence.
LKR 140M+
Active Loan Volume
< 1.8%
Average PAR > 30
45,000+
Borrowers Tracked
99.98%
Enterprise SLA
LKR 18,492,600
98.4%
1.42%
LKR 428,950
Test the precision of the Enablt Finance amortisation engine. Simulate weekly or monthly schedules, flat rates, and reducing balance models in real time.
Every facet of the Enablt Finance platform was built from first principles to address the unique complexities of field lending, collateral verification, and multi-branch compliance.
Operate dozens of branches with autonomous local cash-in-hand vaults, independent loan portfolios, and regional staff assignments while centralizing risk metrics at headquarters.
Configure complex loan products with customizable processing fees, grace periods, penalty calculation rules, and strict multi-guarantor verification checkpoints.
Equip field collection officers with daily route sheets, instantaneous digital receipts, and real-time reconciliation to eliminate physical ledger tampering.
Continuously monitor Portfolio at Risk (PAR) across standard aging buckets (1-30, 31-60, 61-90, 90+ DPD) with automated loan restructuring and penalty waiver controls.
Zero reconciliations needed at month-end. Disbursements, interest, penalties, and repayments automatically generate balanced debit and credit journal entries.
Complete institutional data isolation, customizable white-label tenant branding, PayPal subscription billing automation, and immutable audit logs.
Designed to transform tedious manual paper workflows into high-velocity digital lending with mathematical accuracy.
Provision branches, establish cash vaults, configure charts of accounts, and define customized loan product criteria with grace periods.
Digitize customer identity records, upload supporting documentation, appraise collateral, and bind verified guarantors to loan applications.
Credit officers approve applications through multi-tier authorization. Funds disburse instantly with auto-generated amortization schedules.
Collect scheduled payments in field or branch. Postings update loan balances, generate SMS receipts, and feed general ledger reports instantly.
Choose the ideal plan for your microfinance institution. All tiers include 14-day free trials, automatic database backups, and bank-grade encryption.
Tailored for single-branch microfinance operations starting digital loan origination.
For scaling microfinance companies with multiple branches and field collection teams.
Full-capacity platform for national lending networks, SACCOs, and custom enterprise deployments.
Lending operations demand uncompromising financial compliance. Enablt Finance is engineered with strict cryptographic standards, multi-tenant perimeter controls, and complete operational traceability.
256-bit AES database column-level encryption for sensitive borrower KYC and financial credentials.
Every payment reversal, penalty waiver, restructuring event, and loan approval is logged with actor IP, timestamp, and before/after payloads.
Strict global database scoping guarantees zero data leakage across multi-tenant subscriber companies.
"Enablt Finance cut our month-end reconciliation time from 5 business days down to 20 minutes. The automatic double-entry journal postings eliminated human ledger errors completely."
David Reynolds
Chief Risk Officer, Apex Micro Credit
"Managing 8 branches was pure chaos with paper files and spreadsheets. Enablt's autonomous branch vaults and live PAR tracking reduced our 30-day default rate by 42%."
Sarah Ndirangu
Managing Director, Horizon SACCO
"The field collection sheets and instant SMS receipts completely restored borrower trust. Our field recovery agents collect twice as much volume each day without missing records."
Michael Koroma
Head of Operations, Unity Community Fund
Everything you need to know about the Enablt Finance microfinance cloud architecture.
Join modern lending networks who rely on Enablt Finance for loan origination, branch vaults, and automated daily field collections.